Is V a Buy? Visa Stock Analysis & Fair Value (2025)

Our model currently rates V as a Hold.

Get the latest investment score, DCF valuation, and buy/sell/hold insights for Visa Inc (V).

Last Analyzed: 28/11/2025

Stock Analysis & Score Explanation

Visa Inc (V)
$333.79
Fundament Score Analysis
77.73/100
Fair Value Analysis
Current Price
$333.79
Fair Value
$259.35
Overvalued by 22.3%
Hold recommendation based on:
  • Fundament Score Analysis
  • Fair Value Analysis
Confidence Level: /10

Fair Value Analysis

Weighted Fair Value

$259.35

Based on Multiple Valuation Methods (Weighted Average)

Current Price

$333.79

Overvalued by 22.30%

Individual Valuation Methods:

Available
$337.66
Available
$161.76
Available
$412.64
Available
$125.36

DCF Model Assumptions:

Growth Rate: 17.33%
Discount Rate: 7.67%
Terminal Growth: 4%
Projection: 5 years

Stock Analysis & Score Explanation

This stock receives a score of 77.73/100 with a Hold recommendation. Financial health scored 44.96/55, competitive position 21/25, macro risk assessment 8.34/10, and risk-adjusted returns 3.43/10. The analysis considers current market conditions and fundamental metrics. This score reflects the financial health, growth potential, and overall valuation of the stock, helping investors determine whether it may be overvalued or undervalued. Learn more about the AInvestor Score and how it is calculated. See how we convert scores and fair-value signals into actionable labels in the AInvestor Recommendation glossary entry.

Overvalued by 22.3%. Our detailed stock valuation analysis indicates that overvalued at current market prices by 22.30%. The weighted fair value of $259.35 is calculated using multiple proven valuation methods, including Discounted Cash Flow (DCF), Peter Lynch Fair Value, Trading Multiples P/E, and Earnings Power Value (EPV). This comprehensive stock analysis is designed to guide informed investment decisions.