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Is PAYX a Buy? PAYX Stock Analysis & Fair Value (2026)

Our model currently rates PAYX as a Sell.

Get the latest investment score, DCF valuation, and buy/sell/hold insights for PAYX (PAYX).

Last Analyzed: 13/01/2026

Stock Analysis & Score Explanation

PAYX (PAYX)
$109.73
Fundament Score Analysis
61.62/100
Fair Value Analysis
Current Price
$109.73
Fair Value
$62.92
Overvalued by 42.7%
Sell recommendation based on:
  • ✓Fundament Score Analysis
  • ✓Fair Value Analysis
  • ✓Industry Trend
Confidence Level: –/10

Fair Value Analysis

Weighted Fair Value

$62.92

Based on Multiple Valuation Methods (Weighted Average)

Current Price

$109.73

Overvalued by 42.66%

Individual Valuation Methods:

Discounted Cash FlowOpen Discounted Cash Flow definition
Current free cash flow is zero or negative
N/A
Peter Lynch Fair ValueOpen Peter Lynch Fair Value definition
Available
$37.59
Trading Multiples PEOpen Trading Multiples PE definition
Available
$88.25
Earnings Power ValueOpen Earnings Power Value definition
Invalid fair value calculation result
N/A

DCF Model Assumptions:

Growth Rate: %
Discount Rate: %
Terminal Growth: %
Projection: years

Stock Analysis & Score Explanation

This stock receives a score of 61.62/100 with a Sell recommendation. Financial health scored 38.45/55, competitive position 13/25, macro risk assessment 8.34/10, and risk-adjusted returns 1.84/10. The analysis considers current market conditions and fundamental metrics. This score reflects the financial health, growth potential, and overall valuation of the stock, helping investors determine whether it may be overvalued or undervalued. Learn more about the AInvestor Score and how it is calculated. See how we convert scores and fair-value signals into actionable labels in the AInvestor Recommendation glossary entry.

Overvalued by 42.66%. Our detailed stock valuation analysis indicates that overvalued at current market prices by 42.66%. The weighted fair value of $62.92 is calculated using multiple proven valuation methods, including Discounted Cash Flow (DCF), Peter Lynch Fair Value, Trading Multiples P/E, and Earnings Power Value (EPV). This comprehensive stock analysis is designed to guide informed investment decisions.